Indentured : benefit deductions, debt recovery and welfare disciplining
Edmiston, Daniel (Universitat Autònoma de Barcelona)

Data:	2024
Descripció:	16 pàg.
Resum:	The UK social security system performs an important role as a creditor and debt collector for many benefit claimants, with more affected by deductions than formal welfare conditionality or sanctions. Deductions, then, are central to understanding low-income life in the UK. With that in mind, this paper draws on a mixed-methods project to explore the policy rationale, administration and effects of benefit deductions at a particular moment of crisis. Through new analysis of statistical releases, I evidence increasing indebtedness and an Inverse Care Law, whereby UK social security performs worst for those who need it most. Drawing on qualitative longitudinal ethnographic fieldwork conducted at the height of the cost-of-living crisis, I also evidence how deductions affect the lives and trajectories of low-income claimants over time. The analysis offered details how deductions weaponize debt, often in ways that financialise benefit claimants and their entitlements that prove counter-productive to the stated policy objectives of deductions: worsening the poverty-debt trap and pushing people (further) away from the labour market.
Ajuts:	European Research Council 101077363
Nota:	Altres ajuts: acords transformatius de la UAB
Drets:	Aquest document està subjecte a una llicència d'ús Creative Commons. Es permet la reproducció total o parcial, la distribució, la comunicació pública de l'obra i la creació d'obres derivades, sempre que no sigui amb finalitats comercials, i sempre que es reconegui l'autoria de l'obra original.
Llengua:	Anglès
Document:	Article ; recerca ; Versió publicada
Matèria:	Debt ; Financialisation ; Poverty ; Qualitative longitudinal research ; Universal Credit ; Welfare
Publicat a:	Social policy and administration, 2024, p. 13021-16, ISSN 1467-9515

DOI: 10.1111/spol.13021

16 p, 1.3 MB

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